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Representative 669.35% APR (variable).

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). *Subject to application being approved by the lender. Representative 669.35% APR (variable). *Not all lenders are able to provide up to £5000.

Why a doorstep loans is right for you?


Get cash right to your door


If you’re approved, you can receive your cash between £100 and £5000 delivered to your door by your friendly local agent.100% no obligation quote.


There are no hidden surprises


You won’t come across any unexpected costs or additional charges – and if your circumstances change, we won’t charge you more.


We’ll treat you fairly



Step 1 – Choose your amount and duration of your Loan


Use our quick cash online loan calculator to choose your loan amount. Choose how long you want to borrow for and your repayment will be shown in the illustration. Allowing you to repay over a period that suits you.


Step 2 – Complete Application


The application process is quick and easy! Enter your personal details, income detail and expenses and we’ll do our best to find you a loan or match you to one of our short term or payday loan lenders.


Step 3 – Receive Your Loan


Once we match you to a lender, whether it is us or one of our lending partners, you will be transferred to their website to complete the process and your loan will soon be flying into your account.


Why should you choose home credit? Doorstep loans come with many benefits:

  • An instant decision. If you’re approved during your meeting with the agent, you will get the money there & then, so there’s no waiting around.

  • There’s no need for a bank account. Because they’re cash loans, you may not even need a bank account.

  • It’s a personal service. Agents visit you in the comfort of your own home and you’ll stick with the same one throughout the whole process, offering familiarity and the peace of mind that you’re not just ‘another number’.
  • Credit rating may not be an issue. If you’ve got a less-than-perfect credit rating, you will still be considered for a doorstep loan.
doorstep loans

Do I Qualify?

There are few restrictions to applicants, you are able to confirm the following:

  • That you are 18 years or above.
  • That you are a resident of the United Kingdom.
  • You have a bank account with a valid debit card.
  • You receive £500 or more after tax each month.
  • Confirmation that your salary is paid directly into your bank account.

Payday Lendz operates as a broker for those looking for personal loans. As such, it offers solutions that are tailored to the applicant, while ensuring the lenders being put forward are of good repute. As Payday Lendz deals with doorstep loans every day, it is able to offer applicants looking for a portal that is easy to use, and offers the most robust security measures when dealing with information.

Am I eligible for a doorstep payday loans?

If you’re questioning whether or not you will qualify for one of our loans, take a look at the below frequently asked questions to get a clearer idea.

What’s the difference between home credit and doorstep loans?

There’s no difference. The wording applies to the same thing – the loan is delivered directly to your door and repayments collected from your home in cash.

What if I have bad credit?

We appreciate that a bad credit score isn’t reflective of you as a person – it can happen to anyone. If you have a poor credit history, Loans at Home won’t judge you on this and you may still qualify for doorstep cash loans. If you apply to borrow money, we look at more than just your credit score, so bad credit may not hold you back.

Does Loans at Home perform a credit check?

Yes, but we also take into account a number of other factors, so you shouldn’t let this put you off when applying for a home credit loan.

Are doorstep loans available for unemployed people or those on benefits?

Yes. If you are not in full time employment, it’s even tougher on your finances and we can tailor our doorstep payday loans to each applicant’s individual situation.

What if I struggle to make my weekly repayments?

All we ask is that you’re open and honest with us about your situation, and the fact that you’ll be dealing with the same agent throughout the process should make this easier. We will always try to come to an arrangement that’s more manageable for you – and there won’t be any hidden charges and fees.

What’s the maximum amount I can borrow?

You can borrow anything up £100 to £5000. Take a look at your options.Your data is secure! Ease of application..             


What is a doorstep payday loan?

Just like with any other payday loans, there are benefits, as well as possible drawbacks; they are better suited to some people and their needs than others. Here is all you need to know about doorstep payday loans so you can make an informed decision about whether or not this kind of loan is right for you.

Also known as home credit loan, doorstep payday loans are a form of installment loans, and are provided by a lender whose agents come to your door. This means that your agent can get to know you and ensure the small loan is affordable for your situation. All our meetings will take place in the comfort of your own home.

You may also hear door to door loans referred to as doorstep cash loans or door collection loans.

Why take out a doorstep payday loans with door to door loans?

Some of the most convenient loans you can take out are doorstep payday loans, also known as home credit loans. These are doorstep cash loans that you repay at home, with the lender coming to your doorstep to collect the money, hence the name.

At Payday Lendz, we understand that it can be difficult to make ends meet at times – especially when unexpected costs crop up. Our service is designed to be convenient to you, with a friendly lender, local to your area discussing your doorstep payday loans options in your own home. Because we get to know your needs, you won’t be treated as another customer on a list – we’ll be able to help you choose a cash loans to your door that’s suitable for your individual circumstances. We won’t surprise you with any hidden charges. You can talk through any concerns you may have when you meet with your lender and your door to door loans will be tailored specifically to your situation. What’s more, even if your circumstances change, we won’t charge you any more than what was initially agreed.

How does a doorstep loans and door to door loans work?

They are usually approved after a face to face meeting with the lending company. They’re door to door loans and cash loans to your door in small amounts and high interest, with weekly repayment at your doorstep .

The first step is to fill out a three-minute online application form before receiving a decision in principle. If you’re approved in principle for one of our doorstep loans, we’ll be in touch within 24 hours to arrange for a friendly local lender to visit you at house. They will be your point of contact throughout your time with us and in your initial meeting and they’ll help you work out what you can comfortably afford to borrow and repay. If approved, your agent will provide you with your doorstep cash loans of  £100 up to £1000 there and then. Our service is simple and convenient – your lender will return each week and you can make the repayments with ease.