If your credit score isn’t fantastic, it might be challenging to locate lenders who would work with you, but with Payday Lendz, you won’t have to worry about that. We accept applications from borrowers of various credit standings and often approve borrowers who have been turned down by other lenders.
This is due to the fact that we consider other factors in addition to your credit score before making a decision. We don’t believe that credit ratings are a reliable indicator of your ability to repay the short term loans direct lenders you’re applying for; instead, we examine your bank statements from the previous few months to determine your regular income and outgoing payments. We will be pleased to be your short term loan direct lender if there is enough money left over after this to easily handle the installments on the loan you’ve chosen. We won’t approve loans as an FCA-authorized responsible lender if we believe they would put you in further financial peril.
You can apply for one of our three-month loans online if you:
• Have reached the age of 18 or older
• Call the United Kingdom home.
• Possess a working debit card and a bank account.
• Have a steady source of income from work.
There are no minimum monthly income criteria as long as you can comfortably afford the repayments on your selected short term loans UK. Your income can come from either full-time or part-time employment. We don’t get in touch with your employer, and we’ll handle all of the personal and financial data you give us with the highest secrecy and security.
What’s the desired frequency of your repayments?
You can schedule your repayments to correspond with your regular pay dates to help make sure you have enough money in your account to handle them. You can select weekly or monthly payments that work for you, as well as the day or date the money will leave your account. Additionally, we’ll set up a Continuous Payment Authority (CPA) so that the payments will be sent automatically from your account, preventing you from defaulting on a short term loans online due to simple forgetfulness.
Don’t hesitate to contact us if you have any queries regarding our short term loans UK direct lender. Our staff will be pleased to assist you. You can begin your application and possibly get the money in your bank account right away if you’ve determined that we are the best 3 month loan direct lender for you.
A text loans direct lender can be the best option for you if you need a little additional money to cover an unexpected need but don’t want to pay it back in full right away. Our three-month payday loans give you the option of paying back the loan in weekly installments or three equal monthly payments. We take great pleasure in providing excellent customer service, being completely upfront, and being fair. For the whole term of your loan, you will have a dedicated Customer Care manager.